Why Slaving Away at a 9–5 is the Opposite of Financial Freedom

Chukwudi Uraih, MBA
2 min readJan 24, 2023

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When it comes to achieving financial freedom, there are two types of income that you should be aware of: active income and passive income. Active income, also known as earned income, is the income that you earn by trading your time for money. This includes your salary, wages, and tips. It’s the income that most of us are familiar with and it’s what most of us rely on to make a living. But here’s the thing, relying solely on active income to achieve financial freedom is like trying to climb Mount Everest in flip flops. Sure, it’s possible, but it’s going to be a long, hard, and painful journey.

Passive income, on the other hand, is the income that you earn without actively working for it. This includes rental income, dividends, and interest. With passive income, the money keeps coming in even when you’re not working. It’s like having a personal ATM that never runs out of money. Imagine waking up every morning to find money in your bank account without lifting a finger. That’s the dream, right?

The problem with active income is that there’s a limit to how much you can earn. You can only work so many hours in a day, and you can only work so many days in a year. But with passive income, the sky’s the limit. With passive income, you can earn money while you sleep, while you’re on vacation, or while you’re doing something else that you enjoy.

So, how do you achieve financial freedom Choo? The answer is simple: by building multiple streams of passive income. The more streams of passive income you have, the less dependent you are on your active income. And the less dependent you are on your active income, the more freedom you have to do what you want, when you want, and with whom you want.

But, here’s the thing, building passive income takes time, effort, and patience. You can’t just sit on your couch and wait for the money to roll in. You have to put in the work to create the systems and processes that will generate passive income for you. But, trust me, it’s worth it.

If you want to achieve financial freedom, you need to start thinking about building multiple streams of passive income. Don’t waste your time slaving away at a 9–5 job, when you can have money working for you instead. Because, let’s be real, who wants to be tied to a job that you don’t love for the rest of their life? Not me, and probably not you either. So, start thinking about how you can create passive income streams today and start living the life you deserve.

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Chukwudi Uraih, MBA

I am a systems thinker who thinks he is a data scientist who wants to help you get financially free.